Wealth management is the highest level of financial planning services. Wealth management generally includes comprehensive investment management alongside financial advice, tax guidance, estate planning, and even legal assistance.



 The Society in her innovative drive has developed a Wealth Creation for her members called COOP Special Saving scheme which revolves around the ability to managed MONEY’.

  • Money is only a tool. ...
  • Never spend your money before you have earned it. ...
  • Wealth is the ability to fully experience life. ...
  • If money is your hope for independence you will never have it. ...
  • You've got to keep control of your time, and you can't unless you say no.



  The fund runs for the initial 4 years after which it can be continued or discontinued, it is aimed:

  1. Guaranteed cash flow from periodic interest payment (monthly, quarterly, half-yearly, yearly)
  2. Flexibility- Principal is payable on yearly installment or paid at maturity. Or credited to members bank account
  3. Two folds Return on Investment – Interest could be paid into member’s COOP savings account which also qualifies for dividend
  4. Security- right for direct payment through Human Resources Department should be there by default.




half yearly




182 days

365 days





Rate is subject to review yearly (January) and published to members


A percentage of it should be kept aside as savings.


 The COOP is being positioned to carry out wide-ranging financial services for its members. The Society is strengthening its Investment and Fund Management arm to provide members with Financial Management and Advisory services that include, Financial planning, Investment Analysis, Assets Management, Return optimization, Portfolio Management, and Wealth Advisory Services. The Society is also building capacity in these areas and enhancing the capacity of its staff to meet the expectation of members and will continuously strive for professionalism and accountability in delivering values to members


Retirement is in the life of every work is sure even when you work in the most secure environment you must come face to face with reality one day.

  • We believe that the biggest mistake that most people make when it comes to their retirement is they do not plan for it. ...
  • In life's journey, having the ability to predict the future gives us an unfair advantage. ...
  • Before you can become a millionaire, you must learn to think like one.


The society assists retiring or retired on how best to articulate process involved in settling into this group called Elder Statesman

Many have passed on shortly after retirement because there were little or no adequate preparation for the challenges ahead. By imbibing the savings culture and investments, one can boldly face the challenges of retirement when salaries and other incomes dwindle or cease to come. Securing your future through savings and investments will surely prove to anyone that retirement is not a death sentence or period of agony.


CBN COOP provides financial counsel to all retired members who indicated their desire to continue as member. As part of advisory services includes best investment option available which will ensure the safety of their funds.